# How Eviction Age Affects Approval Odds > How approval odds change as an eviction ages — under 1 year, 1-2, 2-5, and approaching the 7-year FCRA window. URL: https://evictionfriendlyapartments.com/guide/how-eviction-age-affects-approval-odds/ Last-Modified: 2026-07-10 Eviction age is one of the two biggest factors in Texas rental approval (the other being balance status). This guide maps approval odds by age band across property tiers. ## The core rule Screening reports weight eviction filings more heavily the more recent they are. Approval odds improve predictably as filings age: - Under 1 year: hardest - 1-2 years: difficult - 2-3 years: significant improvement - 3-5 years: wide options - 5-7 years: near-normal odds - Over 7 years: should be off screening under FCRA ## Approval odds by age band ### Under 1 year (0-12 months) - Class-A luxury: nearly always deny - Class-B mid-market: mostly deny; guarantor sometimes unlocks - Mid-market with property discretion: case-by-case with strong file + guarantor - Independent operators: case-by-case; some approve - Overall approval rate at 5 targeted properties: 1-2 approvals expected ### 1-2 years (12-24 months) - Class-A luxury: mostly deny; some approve with guarantor + strong file - Class-B: case-by-case common - Mid-market: paid-balance cases workable - Independent: usually approve with documentation - Overall approval rate: 2-3 approvals expected ### 2-3 years (24-36 months) - Class-A: case-by-case; dismissed or paid usually approvable with strong income - Class-B: usually approve with paid balance - Mid-market: usually approve - Independent: usually approve - Overall approval rate: 3-4 approvals expected ### 3-5 years (36-60 months) - Class-A: usually approve with paid or dismissed - All lower tiers: usually approve - Overall approval rate: 4-5 approvals expected ### 5-7 years (60-84 months) - Nearly all properties approve with clean rental history since - Some Class-A still ask about it but rarely deny - Overall approval rate: near normal ### Over 7 years - Screening reports should have purged the eviction under FCRA (15 U.S.C. § 1681c) - If still showing, dispute it — see our dispute guide [/guide/how-to-dispute-an-eviction-on-your-screening-report/ →](/guide/how-to-dispute-an-eviction-on-your-screening-report/) - Approval near-normal ![Calendar with eviction date](/images/misc/calendar-with-eviction-filing-date-circled-and-fcr.webp) ## Age interacts with balance status Age isn’t the only factor. Balance status changes the math significantly: **2-year-old paid** > **2-year-old unpaid** (paid case widens options meaningfully) **5-year-old paid** > **5-year-old unpaid** (still true even at 5 years) **Dismissed at any age** > **Judgment at same age** (dismissal always helps) Combining age + paid balance + dismissal produces the strongest file. ## Deposit and risk fee changes by age For a $1,500 unit: **Under 1 year**: risk fee $400-600, double deposit typical, guarantor often required **1-2 years**: risk fee $300-500, 1.5-2x deposit, guarantor helpful **2-3 years**: risk fee $200-400, 1.5x deposit typical **3-5 years**: risk fee $100-300, 1-1.5x deposit typical **5+ years**: risk fee often waived, standard deposit possible ## The 7-year FCRA window Under 15 U.S.C. § 1681c, tenant screening reports generally cannot report civil suit records — including eviction filings — more than 7 years old for consumers earning under $150,000 annually. In practice: - Screening companies should purge eviction data older than 7 years from screening reports - The underlying JP court filing remains permanent public record — it doesn’t disappear from the court system - Some screening companies fail to purge on schedule — dispute if yours is over 7 years and still showing ## The takeaway The single most impactful thing you can do about your eviction age is nothing — just wait. Every year that passes improves your approval odds meaningfully. Combined with paying any balance, an older eviction becomes a manageable minor blip rather than a wall. If your eviction is over 2 years old with paid balance, our over 2 years service [/apartments-that-accept-evictions-over-2-years-old/ →](/apartments-that-accept-evictions-over-2-years-old/) walks the wider property options available to you. ![Approval odds by age band](/images/misc/approval-odds-bar-chart-by-age-band-under-1-year-v.webp) ## If your eviction is very recent Recent evictions are workable but require the tightest strategy: - Target private-owner-style operators only - Pre-qualify with Liberty Rent or OneApp Guarantee - Bring strong income proof (4x rent if possible) - Consider guarantor + Rhino combination - Be prepared for higher deposits Our unpaid balance service [/apartments-that-accept-evictions-unpaid-balance/ →](/apartments-that-accept-evictions-unpaid-balance/) covers the hardest recent-eviction cases specifically. ## Where our service fits We calibrate the property target list to your specific eviction age band. Older evictions get wider Class-A and Class-B lists; recent evictions get focused private-operator and guarantor-backed lists. Fill out the form on our home page [/ →](/) or call 808-213-6770. ## Frequently Asked Questions ### Do older evictions approve easier? + Generally yes — options widen after about 2 years, dramatically after 5 years. Under FCRA, the flag should drop entirely after 7 years. ### What's the biggest single age threshold? + 3 years — most mid-market and many Class-A properties open up meaningfully at 3+ year age with paid or dismissed balance. ### What if my eviction is over 7 years old but still showing? + File an FCRA dispute — screening companies should have purged eviction data older than 7 years under 15 U.S.C. § 1681c. ## Don't Get Denied Again. Talk to a Texas Expert Today. Get your verified list of eviction-friendly Texas apartments within hours, not days. Free to you, always. Get My Free List [/contact/ →](/contact/) Call 808-213-6770 [tel:808-213-6770 →](tel:808-213-6770)