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Eviction age is one of the single biggest factors in Texas rental approval
The exact same renter, same income, same rental history, same credit, will get very different responses depending on how long ago the eviction was filed. At under 1 year, most properties auto-deny. At 2 to 3 years, mid-market and Class-B open up significantly. At 5+ years, most Class-A properties will manually review with strong income. And around 7 years, the filing should drop off tenant screening reports entirely under the Fair Credit Reporting Act.
Understanding where your specific filing falls on this timeline determines everything about how we approach placement.
Approval odds by age band
Under 1 year (0–12 months), Toughest tier. Automated screening at nearly every Class-A and most mid-market properties auto-denies. Placement path: private-owner-style operators, guarantor products, older Class-B inventory. Expect double deposits and risk fees.
1 to 2 years (12–24 months), Difficult but improving. Some mid-market properties will manually review with a paid or dismissed balance. Class-B independent operators are the primary target. Guarantor products help.
2 to 3 years (24–36 months), Significant improvement. Most Class-B and mid-market properties will consider you. Class-A luxury remains tough. Deposits and risk fees soften but don’t disappear.
3 to 5 years (36–60 months), Wide options. Nearly all Class-B, most mid-market, and some Class-A properties will approve with clean rental history and strong income. Risk fees often waived. Standard deposits common.
5 to 7 years (60–84 months), Near-normal approval odds at most tiers with a clean file. Some Class-A properties still ask questions but rarely deny. Deposits standard.
Over 7 years, Should be off screening reports under FCRA. If still showing, dispute it.
The 7-year FCRA reporting window
Under 15 U.S.C. § 1681c(a)(2), consumer reporting agencies generally cannot report civil suits, civil judgments, or records of arrest more than 7 years old for consumers earning under $150,000 annually. That statute applies to tenant screening reports.
In practice:
- Screening companies (SafeRent, CoreLogic, LexisNexis, Experian RentBureau) should purge eviction filings older than 7 years from screening reports
- The underlying JP court filing remains permanent public record (TRCP Rule 76a), it doesn’t disappear from the court system
- Some screening companies fail to purge on schedule. If your eviction is over 7 years old and still shows on your report, file an FCRA dispute
Our dispute guide covers the process.
Property types that approve older evictions
All independent operators, Older evictions read well at any independent Texas operator.
Mid-market with property-level discretion, Willow Bridge, RPM Living, Lincoln Property Company, Venterra frequently approve 2+ year old filings.
Class-B luxury, Many Camden, MAA, and Cortland properties will approve 3+ year old filings with clean rental history since.
Class-A luxury, Some Greystar, Camden, MAA, Cortland, and NRP Group properties approve 5+ year old filings with strong income (4x rent) and clean rental history.
Realistic older-eviction move-in numbers
For a $1,700/month Texas apartment with a 3-year-old paid eviction, budget:
- Application fee: $50 to $100
- Risk fee: $0 to $200 (often waived)
- Security deposit: 1x to 1.25x standard ($1,700 to $2,125)
- First month + admin: $1,700 + $150
- Guarantor: rarely needed
Total move-in cash for an older-eviction renter: $2,900 to $4,000. Approaching normal.
How we work older-eviction cases
Our process:
- Confirm your eviction age from JP court records (not just memory, the exact filing date matters)
- Confirm the balance status is properly reflected on your screening report
- If your eviction is approaching or past 7 years, verify whether it’s still showing on screening
- Build a target list based on your age band, including Class-A options if the file supports them
- Package documentation
Most older-eviction clients place within days.
Fill out the form above. Older evictions are the easiest cases we handle.